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Finance Application
PERSONAL DETAILS
First Name:
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Application:
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Individual Applicant
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VEHICLE DETAILS
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AGRICULTURAL EQUIPMENT
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FINANCE DETAILS
Deposit/Trade In:
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Deposit
Trade In
None
Deposit Amount:
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Rate Indicator:
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Linked Interest Rate
Fixed Interest Rate
Repayment Period:
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72 Months
60 Months
48 Months
36 Months
Payment:
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Balloon Payment
Residual Value
Installment sale
Preferred Bank (Optional):
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ABSA Bank
Nedbank
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MFC
RESIDENTIAL DETAILS
Current Address
Postal Address
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Residential Status:
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Owner
Tenant
Lodger
Bonded Via:
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Outstanding Bond Balance:
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Current Value:
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Street Address:
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City:
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ZIP/Postal Code:
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Street Address:
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Suburb:
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City:
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ZIP/Postal Code:
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Suburb:
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EMPLOYMENT DETAILS
Employer Address
Employer Name:
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Employment Status:
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Time at Current Employment:
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Occupation:
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Suburb:
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Address Line 2:
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City:
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ZIP/Postal Code:
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Time at Previous Employment:
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1904
1903
1902
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1900
APPLICANT INCOME DETAILS
Gross Remuneration:
*
Monthly Commission:
*
Car Allowance:
*
Overtime:
*
Reimbursement:
*
Net Income:
*
Total Monthly Income:
*
Other Income:
*
APPLICANT EXPENSES
Bond Payment:
*
Bond Payment/Rent Total:
*
Rent Payment:
*
Utilities:
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Vehicle Instalments:
*
Personal Loan Repayments:
*
Credit Card:
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Furniture Accounts:
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Clothing Accounts:
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Overdraft Repayments:
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Policy/Insurance repayments:
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Telephone:
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Transport:
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Food and Entertainment:
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Education:
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Maintenance:
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Household Expenses:
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Other Expenses:
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Loans Repaid Via Payroll Deduction:
*
Total Expenses:
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RELATIVE DETAILS
Next of kin NOT residing with you
Next of Kin Address
Next of Kin First Name:
*
Next of Kin Surname:
*
Relationship:
*
Relative Contact Number:
*
Street Address:
*
Suburb:
*
City:
*
ZIP/Postal Code:
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State/Province/Region:
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BANKING DETAILS
Bank Name:
*
Account Holder Name:
*
Branch Name:
*
Account Number:
*
Branch/Sort Code:
*
Account Type:
*
Cheque
Savings
Transmission
ADMIN FEES
Delivery/on road fees:
Monthly admin fee:
Once-off initiation fee:
TERMS AND CONDITIONS
ID Document
*
Driver's License
*
Payslip
*
Bank Statements
*
Proof of Address
*
Click below to attach copies of: ID, Driver's License, Payslip, 4 months bank stamped bank statements and proof of current residential address not older than 3 month.
Submit
PAYMENT CALCULATOR
Purchase price: $
Purchase price
The purchase price refers to the price of the vehicle, including VAT, excluding the optional extras and deposit
Total value of extras:
Total value of extras
The total value of extras refers to the value of all optional extras, including VAT, that are to be included in this finance agreement. Examples of extras include radio/CD player, mag wheels, sunroof.
Deposit:
Deposit
A deposit is an amount paid by the borrower, to reduce the finance or loan amount required. A deposit is not always required when financing a motor vehicle.
Finance amount:
Finance amount
The finance amount is the amount that will be financed by the bank and is the amount used to calculate the monthly instalment.
Term:
Term
The term refers to the number of months over which the loan will be repayed. The maximum repayment period is 72 months.
Interest rate:
Interest rate
The percentage annual interest rate applicable to the transaction.
Balloon %:
Balloon %
The balloon percentage is the balloon lump sum payment expressed as a percentage of the finance amount.
Balloon amount:
Balloon payment
A balloon payment is an inflated payment at the end of a contract. The customer is solely responsible for the balloon payment and at the end of the agreement has certain options that include: settle the account in cash, dispose of the vehicle and settle the account, or re-finance the payment at the banks discretion. Whilst a balloon payment has the effect of reducing the monthly instalment, total interest paid can be higher and therefore vehicles should be financed with the lowest balloon payment possible.
Basic repayment:
Basic repayment
The basic repayment refers to the amount which is paid to the bank every month, including the admin and initiation fees if selected, but excluding any insurance products.
Admin Fee:
Monthly admin fee
The monthly admin fee is a compulsory monthly bank fee that is charged for the administration of an account in terms of the National Credit Act.
Monthly repayment:
Monthly repayment
The monthly repayment refers to the amount which is paid to the bank every month, including the admin and initiation fees if selected.
Interest paid:
Interest paid
The interest paid refers to the total interest that will be paid on the deal if it runs for the full term.
Total paid:
Total paid
The total paid refers to the total amount (including interest and capital) that will be paid on the deal if it runs for the full term.
Admin Fees
Monthly admin fee:
Monthly admin fee
The monthly admin fee is a compulsory monthly bank fee that is charged for the administration of an account in terms of the National Credit Act.
Once-off initiation fee:
Initiation fee
The inititation fee is a compulsory once-off bank fee that is charged when opening a new account in terms of the National Credit Act. The initiation fee can be financed as part of the loan (this is generally the case), or paid separately.
Delivery/on road fees:
Delivery and on road fees
Delivery cost
Disclaimer
All calculations made on calculators supplied on this site, together with rates quoted, are guidelines only and are subject to confirmation at the time of finalising any transactions. All information regarding the products, fees and/or costs which are included in and form a fundamental basis of the calculations are subject to change at any time prior to a final pre-agreement quote being handed to the User. The User indemnifies Autoxloo and the Dealer against any loss or liability, which the User may suffer as a result of the use of any calculator. The site and all information provided on this site and the services provided on this site, are provided "as is". The information provided on this site should not be treated as professional advice of any kind but is merely a guideline.
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